About us
Helping people take back control of their credit
Improve Credit Score is an independent credit consultancy based in Mumbai. We help individuals understand their credit reports, correct genuine errors and build healthier credit, with honesty at every step.
Our story
Why we exist
Many people discover a problem with their credit only when a loan or credit card is declined. The report that caused it is hard to read, the process to fix errors is unfamiliar, and the market is full of agencies promising overnight results.
We set out to offer the alternative: expert, plain-language guidance and a process that follows the rules, so our clients understand exactly where they stand and what to do next.
Mission
To help every client understand, correct and strengthen their credit profile through honest, expert guidance.
Vision
A future where every borrower in India knows how credit works and is treated fairly by it.
Our approach
- 1. Understand your goal and your full report before recommending anything.
- 2. Separate genuine errors (which can be disputed) from accurate history (which must be outgrown).
- 3. Use official bureau and lender channels only, tracked against RBI timelines.
- 4. Give you a written, prioritised plan you can follow.
Our values
What guides our work
Transparency
We explain what is possible before you pay anything, including when you do not need us.
Privacy
Minimal data, used only for your case. Never OTPs, never passwords.
Integrity
We only dispute what is genuinely wrong. We never ask you to misrepresent anything.
Education
We want you to understand your credit so you stay in control long after working with us.
Respect
Credit trouble is common and often not anyone’s fault. No judgement, only solutions.
Why you can trust us: what we will never do
- • Guarantee a specific score or promise to delete accurate information
- • Ask for OTPs, passwords, PINs or net-banking access
- • Claim to be affiliated with CIBIL, any credit bureau or the RBI
- • Publish reviews or success figures we cannot verify
Ready to understand and improve your credit score?
Tell us about your situation. We will review it honestly and explain your options, with no obligation.