Service
Credit Report Error & Dispute Assistance
Errors happen: a closed loan still shown as active, payments reported late by mistake, an account that is not yours, or duplicate entries. You have the right to dispute these for free. We help you identify them precisely, gather the right evidence and follow the process through.
What is included
- Identification of disputable errors (vs. accurate negative entries)
- Checklist of documents: NOC, closure letter, payment proofs, statements
- Drafting of dispute descriptions and lender correspondence
- Tracking against RBI timelines (lender 21 days; complaint resolution within 30 days)
- Escalation guidance, including the RBI Integrated Ombudsman Scheme where appropriate
How it works
- 1
Identify
We pinpoint each error and confirm it is genuinely incorrect.
- 2
Document
You collect proofs using our checklist.
- 3
Dispute
You raise the dispute on the bureau portal, guided by us, and we prepare lender letters.
- 4
Track & escalate
We follow timelines and advise on escalation if needed.
Important: Only inaccurate information can be corrected. Accurate late payments or settlements cannot be removed by any agency. Disputes with bureaus are free to raise; our fee covers expert preparation and follow-through.
Try it live
Know your rights on timelines
Disputes follow RBI timelines. See where a complaint stands and when compensation becomes due.
Questions about this service
Ready to understand and improve your credit score?
Tell us about your situation. We will review it honestly and explain your options, with no obligation.