Service
CIBIL Score Improvement Plans
Your score is the result of how your accounts are reported. Our improvement plans combine a detailed review of your report, help correcting genuine errors, and a practical action plan for repayments, utilisation and new credit, with check-ins as your report updates.
What is included
- Line-by-line review of your credit report(s)
- Identification of negative items, overdue accounts and reporting errors
- Guidance and documentation support to dispute genuine errors with the bureau and lender
- Personalised plan: repayment priorities, utilisation targets, enquiry discipline
- Advice on settled / written-off accounts and how to approach the lender
- Periodic review as lenders report new data (at least every 15 days under RBI rules)
How it works
- 1
Consultation
Tell us your goal and situation. We explain what we can and cannot do.
- 2
Report review
You share your own credit report (downloaded by you). We map every issue.
- 3
Action plan
Disputes for genuine errors, plus a repayment and utilisation roadmap.
- 4
Follow-through
We track bureau and lender responses and adjust the plan as your report updates.
Important: No one can legally remove accurate negative information or guarantee a specific score. Results depend on your report and your repayment behaviour. Plan details and fees are shared during consultation.
Try it live
See what drives your score
An improvement plan targets the factors that carry the most weight. Explore them below.
Questions about this service
Ready to understand and improve your credit score?
Tell us about your situation. We will review it honestly and explain your options, with no obligation.