Service
Credit Report Analysis
Credit reports are dense: account types, DPD (days past due) grids, ownership indicators, status remarks and enquiries. We walk you through every entry, highlight risks and inconsistencies, and tell you exactly what a lender is likely to focus on.
What is included
- Account-by-account review: ownership, status, DPD history, balances and limits
- Enquiry review: who checked your report and when
- Flagging of inconsistencies across bureaus (CIBIL, Experian, Equifax, CRIF High Mark)
- A written summary of findings and priorities
How it works
- 1
Download
You download your own report from the bureau (free once a year from each bureau).
- 2
Share securely
Share the report PDF with us. We never ask for passwords or OTPs.
- 3
Review call
We explain each finding and answer your questions.
- 4
Summary
You receive a clear list of issues and next steps.
Important: We work only from reports you download yourself. We do not access bureau systems on your behalf.
Try it live
Understand where you stand
Our analysis explains your score in context. Slide through the range to see what each band typically means to lenders.
Questions about this service
Ready to understand and improve your credit score?
Tell us about your situation. We will review it honestly and explain your options, with no obligation.